The Pros and Cons of Active Adult Living

pros-and-cons-active-adult-living-featuredIn general terms, active adult living describes lifestyle in a collection of communities generally age-targeted or age-restricted to people aged 55 or older, primarily featuring detached single family homes – aptly named, active adult communities. The amenities vary widely from state to state and from city to city. They are far closer to “The Golden Girls” style of living than the “old folks homes” that people disparage.

Is one of these communities for you? The folks over at TopRetirements.com asked this very question to their readers and here are some of the popular responses.

Pros:

1. Low maintenance and hassles

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Do you see yourself pushing a lawnmower when you get older? Many active adult communities are low to no maintenance, as many properties include landscaping and other chores in your monthly payments.

2. Getting away from teenagers

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Loud cars, loud music and bands of rowdy teenagers do not exist with active adult living.

3. Active lifestyle

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“You can be as active as you like or as sedentary as you like,” says one of the respondents.

4. There’s a community for everyone

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There are a number of different types of adult living communities, so it’s best to do your research and find the community that best suit your lifestyle. The “active” adult communities give you the most options and amenities, whether you decided to use them or not.

5. Social life

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Those on the younger side of “55 plus” have the opportunity to build long-term friendships.

6. All inclusive community

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The amenities afforded to active adult communities varies by the neighborhood. Most (if not all here in Arizona) have pools and a long list of features for you to pick and choose what you enjoy.

The Cons:

1. Tightfisted community members

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I found the responses about frugal community members quite funny like, “They are WWII folks who are really frugal. Yet, many of them openly brag about their last trip to China, their great dinner at (an expensive restaurant), etc.”

2. Home Owner Associations

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Homeowner associations rarely win popularity contests, and the sentiment doesn’t change in active adult communities, where fees are a huge concern for people on fixed incomes. High fees can stretch the budget, however, lowering fees can mean fewer amenities.

3. Restrictions

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Barney Fife was mentioned a few times. In all seriousness, you should consider all ramifications of active adult living restrictions. For example, what happens if you need to take custody of grandchildren or some other unforeseen circumstances, that would be in violation of community rules.

Given all the positive and negatives, the best advice is to do your research – talk to residents to find out the low-down your target community, know your likes and dislikes, and find the community that matches your taste and lifestyle.

Featured Active Adult Listings: Province – Maricopa, AZ

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