Lowest price home in the East Valley…

LOWEST PRICE BASEMENT HOME IN THE EAST VALLEY! Incredible 1 STORY+BASEMENT home offers 4963 SF*6 BR 3.5 BA FORMALS+FAMILY ROOM+LARGE KITCHEN W/GRANITE COUNTERTOPS. 4 CAR GARAGE + REFRESHING POOL WITH RV GATE *Association allows RV’s and boats behind gate. The 30,000 square foot lot backs to 2.5 acre lot for privacy! This is a semi-custom home built in 2001 by Cornerstone Builders. Open House this SAT & SUN

What are the best plants for your home in Phoenix?

There are two main growing seasons in Phoenix: from mid-February until the end of May, and from September to mid-November. As a result, nation-wide calendars are ill adapted to our needs.
Moving here from Charlotte, NC I didn’t know what to think when I went out in my yard. Lots of things with thorns and gravel everywhere! I loved getting my hands in the dirt and planting my flowers and vegetables. Now I stand here feeling bewildered…the ground is rocks & sand. What do I do with this? Where is my grass?

So I decided to check out our local plant nursery, The Green Goddess near Tatum and Bell and I found a whole new world of plants! Lantana, purple sage, bird of paradise and more. I also found that there were some of the plants from back east I could plant-pansies & geraniums just at opposite times of the year than I was used to!
I also discovered the draught tolerant plants. The many varieties of Bougainvillea, lantana, desert lavender, desert marigold, agaves and all of the beautiful cacti. I never knew there were so many different cactus-prickly pear, barrel and the list goes on…

By the time I left the nursery my fears were lifted and I found plants and flowers to plant & frame our little of piece of paradise. Now I can walk out in my yard and embrace the beauty of my surroundings! Whether you are looking for drought resistant landscape or more of a traditional landscape I’ll find you the home you have been searching for! Click here to start your search or call me 480-980-8286

 

 

Troon house backyard photo

Tips for Seasonal Residents Buying a Home in Scottsdale 

Troon house backyard photoAre you a “snowbird?” Are you thinking of becoming a “snowbird” in the near future? When you’re looking for a seasonal home in Scottsdale, there are a few things you need to keep in mind to make sure you’re buying the right property to suit your needs. Buying a home for year-round living isn’t quite the same as the experience you may have shopping for a seasonal home, and the factors you’ll need to keep in mind may be quite different than you expected. Check out our tips to help you learn how to make the right decision so that you can find a seasonal home you’re sure to love for many years to come.

Are you allowed to rent the home?

If you’re not considering renting out your home during the time you aren’t living in it, then there’s no need to worry about this one. However, many snowbirds living in Scottsdale prefer to rent their homes during the months they aren’t occupying them. If you’re going to do this, it’s important that you buy a home in a community where you’re allowed to do this. Some neighborhoods monitor this very closely and you may be unable to rent. And if you purchase a condo instead of a single-family home, the limitations may be even more extreme.

Are you ready to handle the taxes on a second home?

This is going to be a potential cause for concern no matter where you plan to buy your home—including Scottsdale. While you may be able to afford the initial cost of buying a second home, don’t forget you’ll need to pay taxes on it, too. You’ll also have to keep up with home insurance whether you’re staying there or not, and you’ll have to pay for utilities when you’re there. And, finally, if you aren’t renting your home, you may need to pay someone to stop by and take care of it periodically when you aren’t there, too.

Is the location right for the lifestyle you’re looking for?

Are you looking for something close to golf courses? What about something near hiking or other outdoor experiences? Would you rather live in the heart of the city or near the mountains? This is all going to help you decide where to buy your seasonal home. You need to be sure you’re very satisfied with the location, because you don’t want to end up deciding to sell your seasonal home in just a couple of years when it doesn’t turn out to be what you’re looking for.

As a North Scottsdale local area real estate expert, I can help you find the perfect house that meets your needs.  Click here to get started with a custom home search.

home wiht mountain view backyard photo

Things That Will Lower the Value of Your Home

home wiht mountain view backyard photoWhen you’re looking to buy a new home, you want to consider every aspect of the investment you’re about to make. Although you, of course, can’t see the future, you may still want to try to remember some problems that may cause the value of your home to decrease instead increase. Some of these may be situations you can avoid or try to do something about, but others could be something you’re stuck with.  Before you ever go house shopping, familiarize yourself with these problem areas.

Nearby Odor Sources

This is one of the problem areas you might not be able to do much about. If the house in the vicinity of a waste disposal area, chances are good you’re going to be able to smell it at the house, especially on a hot day or any time the breeze blows just the right way.  And, if located close a power plant—nuclear or otherwise—there’s going to be a lot of smell associated with it, too. Proximity to a nuclear power plant tends to scare away buyers and may lower the value of your home even more.

Trouble with Neighbors

If you observe noisy, rude, or messy neighbors, it may be in your best interest to move on and look for another house. You may not have an issue with troublesome neighbors, but unruly front yards and obvious lack of care without an HOA to sep in may devalue your home as well.

Sex Offenders

Registered sex offenders in the area are a definite cause of a decline in the value of your home. The information is readily available to all potential buyers with just a little online research.

Bad Local Schools

If the home is located in a low performing school district, this could be off-putting to some buyers. However, if you’re selling to a couple without children, a single person, or an older family, you may not have to worry about this issue as much. You could always go the extra mile and research some better private school solutions in the area for your potential buyers if you wish.

Billboard Placement and Traffic Light Visibility

Last but not least, if there are a lot of billboards in the area, you may notice a steeper decline in the value of the home.  Even billboards that are kept up well tend to cause a decrease in property value because they’re widely regarded as an eyesore. Same goes for backyards facing a major road that has the visibility of a traffic light.

I am a local area expert in Scottsdale and surrounding areas.  Click here to learn about Scottsdale’s neighborhoods and browse homes for sale or call me at (480) 980-8286.

 

Desert Ridge condos photo

Tips for Homebuyers with Student Debt

Desert Ridge condos photoIf you’re thinking about buying a home but concerned your student loan debt is going to be a barrier to your success, don’t worry. Although you may need to rethink how you go about buying a home with a lot of student loan debt, having these kinds of loans doesn’t mean you’ll have to give up on your dream. Check out these tips to help you realize your goals a lot sooner than you might think.

Ask for a pre-approval

Talk to your lender about the options you have before you ever go shopping. It’s a good idea to know exactly what your budget is and be sure you’re looking in the right price range before you see a million-dollar home you fall in love with and find out you can’t possibly afford. Doing this also looks better to potential sellers who will be happy to work with someone who has already been approved by a lender.

Work on your credit score:  Having a massive student loan debt is definitely going to impact your credit score, but there are other things you can do to resolve this problem. Pay down balances you may already have on your credit cards. And as soon as you decide to start looking into buying a home, stop putting anything on credit for the time being. If you’re married or live with a family member who is willing, you may be able to be added to someone’s established and well-paid credit card as an authorized user. This will help your credit score, too.

Refinance your loans:  This isn’t an option that works for everyone, and in some cases, consolidation and refinancing may actually end up making you pay more in the long run. However, if you’re worried about your student loan debt, it pays to talk to someone experienced about possibly refinancing and lowering your monthly loan payment. There are some programs that can do this for you with no problem, but there are also scams out there, so be sure to talk to a professional before you sign up for anything.

Improve your debt-to-income ratio:  This term refers to the amount of money you earn per month in relation to the amount of money you spend per month. For example, if you make $3500 a month and your bills and other debt add up to $1260 per month, your debt-to-income ratio is 36%. This is usually the highest this number can be to qualify for a traditional loan. It can be a little higher if you’re getting a loan from the FHA. If you’re having trouble getting this number low enough, you can either refinance some of your existing debt, work to pay off some of your debt, or consider finding ways to make more money—such as a second job, if that’s something you’re willing and able to do.

If you are considering buying a home and getting pre-qualified, contact me!  I can connect you with our trusted, preferred lender. 

town home photo

The Latest Fad: Are Tiny Homes a Good Investment?

town home photoIf you’ve turned on the television at all recently, you’ve probably seen at least one mention of tiny homes. Tiny home buying has become a popular fad in the world of real estate, and for some individuals and even families, these little spaces can be the perfect solution to money or travel issues that many people face these days. However, if you’re thinking about buying a tiny home, you may be wondering if they’re a sound investment. Check out our tips below to help you figure out whether or not a tiny home is a good investment to suit your needs.

There’s No Proven Market:  Since tiny homes are still just a fad, and have really only been popular for the past few years, there’s no proven market to determine how they’re going to appreciate or depreciate with time. There’s also no way to tell how popular they’re going to remain in the future and whether or not there will be any buyers for them in the long run. If you’re buying a tiny home (or building one) in the hopes of flipping it for a profit, you’ll need to work quickly to see any return on your investment, in the event the fad dies down soon.

Interest is Low:  These homes are more popular with single people and couples than they are with families. Although there are certainly some families who are interested, they are few and far between. If you’ll be renting or reselling your tiny home investment, you’ll need to think hard about the kind of people who live in the area where you’ll be placing it. If there are a lot of young people who may want to buy a tiny home as their first home, you might have better luck.

You Can Save Money:  It’s true that tiny homes don’t cost as much as full-size homes. If you’re looking to buy or build a tiny home without the investment cost of a full home, you can save money. However, you’ll need to be shrewd and on top of things when you’re reselling or renting it out to ensure that you don’t lose money in the long run.

You Need Land:  Don’t forget that the house is only part of the investment when it comes to tiny homes. You’ll also need land. If you’re doing this as an investment, you’ll want to buy land instead of renting it, which can add to the overall cost considerably. Shop around and choose land that’s affordable without sacrificing location. It may take a long time to find the perfect piece of land for your tiny home.

Are you looking to downsize?  Click here to create a custom home search to get listings based on your search criteria.